Personal Banking

Checking AccountsSavings AccountsMoney MarketShare CertificatesPersonal LoansMortgagesAuto LoansVA Loans

Military & Business

Military BankingBusiness CheckingBusiness SavingsBusiness Loans

Digital Banking

Online BankingMobile BankingBill PayWire TransfersAccount Alerts

Resources

About UsSecurityHelp CentreContact UsLogin GuideRouting NumberEglinFCU LoginEglin FCUEglin FederalEglin Credit UnionPrivacy Policy

Eglin Federal Credit Union Routing Number — 263179804

The Eglin Federal Credit Union ABA routing number is 263179804. Use this nine-digit number for direct deposit setup (including military pay through DFAS myPay), ACH transfers, domestic and international wire transfers, tax refund routing, and automatic bill payments. The routing number is the same for every Eglin FCU member and every account type.

Eglin Federal Credit Union routing number 263179804 displayed for direct deposit and wire transfer reference

ABA Routing Number 263179804 — What It Is and Where to Find It

An ABA routing number is a nine-digit code assigned by the American Bankers Association to identify a specific financial institution within the U.S. banking system. The Eglin Federal Credit Union routing number — 263179804 — identifies Eglin FCU for all electronic fund transfers processed through the Federal Reserve system, including ACH transactions, Fedwire transfers, and check clearing. You can find this number in three places: on this page, on the bottom-left corner of any Eglin FCU check (the first nine digits, printed in MICR ink before your account number), and within online banking under the Account Details section for any account. The routing number has remained 263179804 since the credit union's participation in the automated clearing house network, and it applies to all Eglin FCU members regardless of branch location, account type, or state of residence. For official verification, the routing number is listed in the IRS direct deposit system and the CFPB financial institution database.

How to Use the Routing Number

Common use cases for 263179804.

Direct Deposit Setup — Military Pay (DFAS myPay)

Active-duty service members can route military pay to their Eglin FCU account through DFAS myPay. Log in to mypay.dfas.mil, navigate to Direct Deposit, and enter routing number 263179804 along with your Eglin FCU checking or savings account number. Select the account type (Checking or Savings). Changes typically take effect within one to two pay cycles. You can split deposits between multiple accounts using the allotment function — for example, routing base pay to checking and a portion to a share savings or certificate account for automatic savings.

Direct Deposit — Civilian Employers

Civilian members and veterans with employer-based direct deposit can provide routing number 263179804 and their account number on the employer's direct deposit form. Most employers also accept a voided check, which displays both numbers in MICR format at the bottom. If your employer uses an electronic enrollment portal, enter the routing number in the "Bank Routing Number" or "ABA Number" field.

ACH Transfers

To receive ACH transfers from external banks or credit unions, provide the sender with routing number 263179804 and your account number. To send ACH transfers from Eglin FCU to external institutions, use the online banking external transfer feature. ACH transfers typically settle in 1-3 business days and are free at Eglin FCU.

Wire Transfers

For incoming domestic wire transfers, provide the sender with routing number 263179804, your full account number, your full name as it appears on the account, and the credit union's name and address (Eglin Federal Credit Union, Fort Walton Beach, FL 32548). Domestic wires typically post within 1-2 hours during business hours.

Tax Refund Routing

When filing federal taxes electronically, enter routing number 263179804 and your account number to receive your refund via direct deposit. The IRS allows splitting refunds across up to three accounts using Form 8888. State tax refunds can also be routed to Eglin FCU using the same routing number.

Automatic Bill Payments

Set up automatic payments with utilities, insurance companies, mortgage servicers, and other billers by providing routing number 263179804 and your checking account number. Alternatively, use Eglin FCU Bill Pay to manage all automatic payments from a single dashboard without sharing your account details with each biller.

Routing Number and Account Number — The Difference

The routing number (263179804) identifies Eglin Federal Credit Union as an institution. It is the same for every member. Your account number identifies your specific account within the credit union — it is unique to you. On a check, the routing number is the first set of nine digits at the bottom-left, printed between the transit symbols. Your account number follows immediately after. Both are required for direct deposit, ACH, and wire transfers.

To verify your account number, log in to online banking and navigate to Account Details, or check the bottom of any Eglin FCU check. If you are unsure of your account number, call member services at (850) 862-0111 for verification after identity authentication.

Routing Number Use Case Reference

Use CaseRouting NumberWhere to EnterNotes
Direct Deposit (Military)263179804DFAS myPayChanges take 1-2 pay cycles
Direct Deposit (Civilian)263179804Employer portal or paper formVoided check also accepted
ACH Transfer263179804Sending bank's transfer form1-3 business days, free at Eglin FCU
Wire Transfer263179804Wire instruction formSame-day domestic before 3 PM CT
Tax Refund263179804IRS e-file or Form 8888Split across up to 3 accounts
Automatic Bill Pay263179804Biller's auto-pay enrollmentOr use Eglin FCU Bill Pay instead

Frequently Asked Questions — Routing Number

Where do I find the Eglin Federal Credit Union routing number?

The routing number is 263179804. Find it on this page, on the bottom-left of any Eglin FCU check, or within online banking under Account Details. It is the same for all members and account types.

Is the routing number the same for all Eglin FCU members?

Yes. Every Eglin Federal Credit Union member uses 263179804. Unlike some large banks with regional routing numbers, Eglin FCU has one routing number for all accounts, branches, and transaction types.

Can I use the routing number for direct deposit on myPay?

Yes. Log in to mypay.dfas.mil, go to Direct Deposit, enter 263179804 as the routing number with your Eglin FCU account number, and select Checking or Savings. Changes take 1-2 pay cycles to process.

What is the difference between the routing number and my account number?

The routing number (263179804) identifies Eglin Federal Credit Union as an institution — it is the same for everyone. Your account number is unique to your specific account. Both are needed for direct deposit, ACH, and wires. On a check, the routing number is the first nine digits at the bottom-left.

Is it safe to share my routing number?

The routing number is public information printed on every check. Sharing it alone does not grant account access. However, never share your routing number combined with your full account number to untrusted parties. Only provide both to verified employers, government agencies, and trusted financial institutions.

Related Pages